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5 Tips To Make The Closing Process Go Smoothly In Athens

You’re nearing the final stages of buying or selling your house. Everything looks to be in order for closing, but is it, really? Repair disputes can crop up at any time to delay closing. And even a seemingly simple cash deal can fall through owing to, say, a mechanic’s lien that had been overlooked or an unsettled boundary dispute. To help you avoid anything like that, we offer these 5 tips to make the closing process go smoothly in Athens.

1. Keep an Eye on All the Details

Paying close attention to all the many details is an important one of the tips to make the closing process go smoothly in Athens. For even small, seemingly insignificant matters can delay closing for days. So make sure all your documents are in order, that the specifics are correct, and that you know the critical dates. A few details you might want to examine closely to verify accuracy are the spelling of names, addresses, and amount of loan.

2. Make a Timeline for Repairs and Do a Final Walk-Through

Of all the issues that can delay closing, problems concerning repairs are right near the top, so this is definitely one of the top 5 tips to make the closing process go smoothly in Athens. And that is, whether you’re the buyer or seller, to make a timeline for the accomplishment of agreed-on repair sand then perform a final walk-through within 24 hours of closing.This will ensure that the proper repairs have been in a satisfactory manner and on time.

3. Carefully Review Loan Documents

Be sure to review all the loan documents yourself. By law, you have the right to look at the HUD-1, which is the closing settlement statement, at least 24 hours before closing. Compare this document against the good-faith loan-application estimate. If you find discrepancies, talk to your lender. Once all the papers are signed at closing, it’s too late to do anything about it.

4. Contact Lender on Day Before and Day of Closing

Another important one of our 5 tips to make the closing process go smoothly in Athens is to keep in contact with your lender and stay on top of things yourself. Lenders are known for requesting vital information or documents at the last minute, for example, proof of insurance or bank statement. It’s a good policy, then, to contact the lender a day or so before closing and ask if they have everything they need. Then, early on the day of closing, contact the lender again to verify once more. Also on the closing date, be sure to confirm with your closing agent that loan documents have been received and that everything is in order.

5. Be Sure You Have Funds Available for Closing Costs

Finally, make sure you have the necessary funds and that they are available and accessible before you head out to the closing. Your lender will want proof that you have sufficient cash to cover the down payment and the closing costs before closing. Sometimes it happens that buyers do in fact have the necessary funds, but that they can’t access the money when they need to. So before closing, make sure you’ve done everything you need to in order to be able to present a cashier’s check at the closing table.

Hopefully, these 5 tips to make the closing process go smoothly in Athens will help you avoid any last-minute issues when you sit down at the closing table. But even when things go smoothly at closing, it can still be a fairly expensive proposition.


Georgui Kassaev

Georgui Kassaev was invited to this country in 1996 during the Atlanta Olympic games. The first place he came to call his home after leaving Russia and performing all over Mexico, was Athens. He became a professional mixed martial arts fighter, then coach, and eventually obtained two black belts in taekwondo and Brazilian jiu-jitsu. He formed a specialty carpentry and construction business which sparked his passion for real estate. He then rediscovered his first passion performing. After all, he has performed in the circus since he was eleven years old in front of thousands of people and then again when he was an adult as a professional fighter. In 2018 he landed his first 3 television roles. While acting, he continued developing his real estate skills, becoming a value-add investor in the Classic City and then getting his real estate license. He has now become a listing specialist in the Greater Athens Area, working with homeowners to protect their interests and get them the right price for their property! However, he never abandoned his construction roots and works with investor clients to help them buy properties based on their numbers with no aversion to making multiple offers. Georgui is fluent in three languages Russian, Spanish, and English. He is proficient in video production and social media marketing.

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